All students who wish to travel around the world must take student travel insurance before spreading their wings out for seeing the world. This insurance cover has been specially designed for students to cater to the needs in case a crisis situation arises.
Student travel insurance covers loss of damage against many things such as missing baggage, a trip delay which leads to further cancellation or delay of your program, trip cancellation, death, adventurous cover, and medical policy.
If you are thinking of opting for student travel insurance then you can choose policies like gap year insurance and backpackers travel insurance.
These policies look after student’s requirements and accordingly offer facilities to them for example gap year insurance has been specifically designed for students who want to take a year of their studies and what to roam and see the world.
Another popular type of student travel insurance is backpackers insurances. Since students are adventurous in nature and like thrilling experiences this insurance provides cover for various adventure sports like bungee jumping, scuba diving, white water rafting, and many other activities. This insurance also takes care of medical emergencies, loss of personal belongings, personal accidents, accidental death, personal liability, legal costs and more.
It is advisable for all students to take student travel insurance so that they enjoy tension-free traveling and allow peace of mind not only for themselves but for their parents too.
Also Read: What is Travel Insurance and what purpose it serves?
Gap Year Insurance
Annually millions of students drop a year and take gap year insurance to travel in different countries. Gap year insurance is extremely popular in western countries the number of students applying for this type of travel insurance is fast multiplying.
Earlier gap year insurance was restricted only to students who took time off their university studies to travel all over the world but now professionals who want to escape from their hectic schedules are also opting for a year off from tiring work cultures. For such youngsters and professionals gap year insurance is the most suited policy.
When you take gap year insurance you are given an ID card and a 24-hour assistance number. You must carry your ID and helpline number to get immediate help from your insurance company. The helpline number attendant will guide you on how to solve your problem.
Gap year insurance takes care of everything such as trip cancellation interruption, delay, vacation insurance, medical transportation/facilities, lost or stolen baggage, and emergency facilities and many more services that too 24/7. Gap year insurance protects the investments you have put on your trip.
All major insurance companies offer gap year insurance that provides all the services that are needed for traveling. Gap year insurance is not very expensive it has different policies that suit all pockets.
Backpackers Travel Insurance
Backpackers are frequent travelers and hence they are always on a lookout for more affordable policies for such regular travelers backpackers travel insurance has been designed. Backpackers insurance is a cheap alternative to expensive travel insurance policies.
Many backpackers travel insurances also give cover for various adventure sports like bungee jumping, scuba diving, white water rafting, and many other activities in addition to reimbursement in case of medical emergencies, loss of personal belongings, personal accident, accidental death, personal liability, legal costs and more.
So if you are a water sports enthusiast then backpackers travel insurance is a must for you. This insurance takes care of all your exciting and adventurous needs.
When you take backpackers travel insurance you are given a 24-hour emergency helpline which is available throughout the year. You can call on this number whenever you are in a problem.
Backpackers are the ones who face the maximum risk of getting hurt when abroad. Money is not more important than life to ensure your stay safety first. All travelers must buy a backpacker travel insurance policy before they leave for the tour.
Backpacker travel insurance provides a high level of cover for a period of travel. You can purchase a backpacker policy any time duration you like.
Also Read: Popular types of Travel Insurances
Single Travel Insurance
If you are traveling alone then you taking travel insurance is compulsory for you as the cover will avert the entire crisis you might face. For a single traveler, a special insurance cover known as single travel insurance is available.
Single travel insurance is specially designed for all those people who prefer to travel alone. But while you travel without any company you are more prone to problems. You need facilities to take care of all your needs single travel insurance provides all the facilities that you might require.
It is advisable for all people thinking of taking single travel insurance that they must read between the lines and they should see the terms and conditions carefully so that they are not cheated. You must also keep as much paperwork proof as possible so that you do not face problems when you claim for reimbursement. You must not forget to take a 24-hour assistance number given to all policyholders.
When you fall into a problem just call the assistance number, that was given to you when you took single travel insurance, and your problem will be solved almost immediately.
Single travel insurance will help you if you lose your luggage or your trips gets delay or canceled. The insurance also covers accidental death and it also takes care of your medical needs.