Annual Travel Insurance
If you are planning to travel all around the year then it is advisable for you to take annual travel insurance. The annual travel insurance offers an insurance cover of unlimited trips you will make throughout the year.
You should take annual travel insurance as it will not only save a lot of money but also save time and hassles of taking insurance policies again and again. The insurance like any other travel insurance offers a wide range of facilities like reimbursement of loss of baggage, trip delay or cancellation, compensation in case of death and annual travel insurance also offer emergency health facilities if required.
When you take annual travel insurance a 24-hour helpline number is given to you. You can call on this number 365 days a year when you get into a problem and you need immediate assistance. The person attending your call will immediately solve your problem.
Some companies that offer annual travel insurance also provide complimentary policies like free ski travel insurance or free adventure travel insurance for a few days.
Annual travel insurance not only offers great flexibility in terms of your trip duration and timing but it is also a great money saver the value for money as you can use your cover anytime you are in trouble thought out the year.
Also Read: What is Travel Insurance and what purpose it serves?
Long Term Travel Insurance
Long term travel insurance is a must for all those who know who they will have to travel for long time periods.
Long term travel insurance gives insurance cover to unlimited trips you will make during the specified time period. This policy not only saves a lot of money but it also helps us to avoid hassles of taking insurance policies over and over again.
This insurance policy like any other travel insurance offers facilities such as reimbursement of loss of baggage, trip delay or cancellation, compensation in case of death and emergency health facilities.
The popular long term travel insurances are annual travel insurance and gap year insurance. The annual travel insurance offers great flexibility in terms of your trip duration in addition to being a great money saver.
The other long term travel insurance gap year insurance this insurance is taken by travelers wishing to spend the whole year traveling and enjoying themselves. Earlier this policy was taken by only students who wished to break their studies to travel all over the world but now more and more professionals are joining this list.
All who want to escape from their hectic schedules and want to travel fro long time durations must opt for long term travel insurance.
Also Read: Should you buy life insurance?
Overseas Travel Insurance
Annually millions of people leave their country to travel abroad with their families or they come on important business trips. Often tourists are unaware of problems they might get into so to avert problems all foreign tourists must take overseas travel insurance.
Overseas travel insurance can be of various types like it can be of a short time period or you can choose annual travel insurance or single travel insurance. Opt for the insurance cover you think is the most suitable for you.
There is a word of advice for all foreign travelers please confirm if overseas travel insurance is valid in the country that you are planning to visit.
Overseas travel insurance is not very expensive and suits every pocket. Before traveling you must have overseas travel insurance as some countries have made travel insurance mandatory.
While traveling you must carry your overseas travel insurance ID card and your 24-hour assistance number to get immediate help from the insurance company. Overseas travel insurance takes care of trip cancellation interruption or delay, vacation insurance, medical transportation, lost or stolen baggage, and emergency medical expenses and many more services.
Irrespective of the fact whether this is going to be your first international trip or you are a frequent traveler you must not forget to take overseas travel insurance. Insurance not only ensures a safety cover but it also offers peace of mind.